If my friend to report the incident to your company? To insurance?

Question NoirTulips : If my friend to report the incident to your company? to insurance My friend had a car accident today and instead of exchanging sure you have decided ? I was going to pay for your car gives? ado. She did not call? to the police? to or even have a written agreement for us? to do.I will keep dition? Ndole to call your company? to insurance, but she refuses, why? do not want your insurance go up. ? Cu? L is the penalty for not reporting a car accident for insurance? Your

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