9 Ways to Reduce Your Auto Insurance Rateby: Peter Johnson1. To get the cheapest car insurance available, you'll need to shop around. Get a quote from every reputable insurance company in your area. Although a company may offer a low rate, make sure they are customer driven and experienced. The last thing you want is to be working with a ruthless insurance company in your time of need. 2. Raise your deductible. Many deductibles are in the $300-$500 range. If you raise it slightly you'll see a
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