Are they just being greedy?

Question by : Are they just being greedy?
I'm going home for a week from where I currently live and since you have to be 25 to rent a car where I'm going I was going to just get insurance on my parent's car for that week since they said it wouldn't be a problem.

However when they called their insurance company they said that they would charge them twice what they normally pay them because I'm a "young" driver (only have had my license around 2-3 years) and that I would have to have full

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