how can car insurance companies argue you can save hundreds over their competitors?

by spotlightforest
Question by : how can car insurance companies argue you can save hundreds over their competitors?
It seems besides cell phones, car insurance is advertising the most these days. Every insurance is arguing you can save hundreds over their competitors. I feel that if you use the same premiums and standards in all policies, the costs will be close, so how are insurance companies getting away with saying their hundreds cheaper then others?


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