why should i have to lose my no claims discount because the other driver was driving too fast and drove n2 me

Question by sam: why should i have to lose my no claims discount because the other driver was driving too fast and drove n2 me
i was drivin on a by road when a man in a van crashed into me!! id just turned right onto the road and had driven about 80feet when this van came speeding around a bend i moved straight into the very left hand side of the road and he still hit me burst my rad bent my wheel outwards desrtroyed the right hand side of my bumper my right front door wont even open fully

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