Should car insurance and home insurance companies be able to check your credit reports?

by Uriel 1998
Question by Talk Turkey: Should car insurance and home insurance companies be able to check your credit reports?
I feel that an employer should not be able to unless the job requires the handling of money or extremely valuable merchandise.
Bad credit can happen after you lose a job. You tend to hit hard times and perhaps do damage.
Fully understandable.
Credit card balances can get high since you might not have funds for day to day bills.

But... should insurance companies be

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