Q) If I let someone borrow my car and they are in an accident, whose (if any) insurance will apply?A) A good rule of thumb: "Liability follows the car." In most cases, the insurance on the vehicle will apply if the accident is sustained while the vehicle is being driven by someone with permission. In many cases, the liability insurance of the person driving the car will pay if the amount of the loss exhausts your policy's limits. Q) If my child goes away to college with one of mom or dad's
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