Point of Service Plan (POS)

A point of service plan (POS) is another type of health care management of group health insurance with characteristics of both an Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO). There is more flexibility than Health Maintenance Organization (HMOs) and less than a Preferred Provider Organization (PPO).What is a Point of Service Plan (POS)?In a POS plan, you choose a practitioner from a list of participating providers in an Health Maintenance Organization (HMO).

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